Welcome to the June Edition of The Coastal Current
Summer is just around the corner, and Santa Cruz is already in full swing. Whether you're grabbing fish and chips by the sea, dancing at a beach party, or catching a movie under the stars, June is packed with reasons to get out and enjoy our beautiful coast. There’s something for everyone—live music, food trucks, art fairs, and plenty of ways to connect with the community. We’ve gathered a bunch of local favorites to help you make the most of it. Let’s kick off summer!!
Mortgage Rate Update
Santa Cruz County Mortgage Rate Update – As of May 28, 2025
Mortgage rates in Santa Cruz County have seen slight fluctuations this month. Here's the latest scoop:
30-year fixed-rate mortgages: averaging around 6.99%
15-year fixed-rate mortgages: approximately 6.21%
5-year adjustable-rate mortgages (ARMs): about 6.11%
These rates are closely aligned with the broader California market, where the average 30-year fixed mortgage rate is currently 6.99%. Bankrate
Remember, these figures can vary based on personal factors such as credit score, loan amount, and down payment. For the most accurate and personalized rates, it's wise to consult directly with local lenders or use online mortgage rate comparison tools.
In the ever-evolving Bay Area housing market, staying informed and shopping around can make a significant difference in securing the best mortgage terms.
Fish & Chips at Humble Sea Brewery 📅 May 30,2025 at 12PM to 7PM 📍 Humble Sea Brewing Co.
