Silicon Valley Living

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Welcome to the September edition of Living Silicon Valley!

September in the South Bay is all about community, culture, and celebration, with art and wine festivals, live music, and vibrant street fairs filling the weekends. From strolling through local art in Mountain View and Santa Clara to enjoying food, cars, and music in Gilroy and Los Gatos, there’s something for everyone to savor as summer winds down. Whether you’re into food fests, outdoor fun, or just soaking up the lively atmosphere, it’s the perfect month to get out and explore.

Mortgage Rate Update

Santa Clara County Mortgage Rate Update – As of August 27, 2025

Mortgage rates have eased modestly, with the latest numbers showing:

  • 30-year fixed-rate mortgages: averaging 6.60 % (flat)
  • 15-year fixed-rate mortgages: approximately 5.81 % (down ~4 bps)
  • 5-year adjustable-rate mortgages (5/1 ARMs): about 5.73 % (down ~3 bps) 

These align closely with broader California trends: the state’s 30-year fixed average is 6.58 %, and 15-year sits near 5.91 %


Market context:

  • The 30-year fixed rate continues to hover near its lowest level of the year, offering consistency for buyers.
  • ARM rates have dipped modestly, suggesting slight relief for short-term rate products as market uncertainty persists.


Individual rates depend on factors like credit, loan size, and down payment. For tailor-made offers, consult a trusted Santa Clara lender or reputable online comparison platforms.

Santa Clara Art and Wine Festival
📆Saturday, Sept. 13 from 10 a.m. - 6 p.m.
📍 909 Kiely Blvd., Santa Clara CA 95051

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2025 Tamale Festival and Car Show
📆 Saturday, September 27, 2025 - 11:00am – 6:00 pm
📍 Downtown Gilroy

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The Garden and The Fruit Trees - Granary 20th Anniversary Series

📆 Sunday, September 14, 2025 - 2:00 PM 3:00 PM
📍 The Granary - 17500 Depot Street, Morgan Hill, CA, 95037
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Boots and Brews Country Music Festival

📆 Saturday, September 6, 2025 - 2:00 PM 10:00 PM
📍 Morgan Hill Outdoor Sports Center | 16500 Condit Road, Morgan Hill, CA, 95037
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Corvette Spectacular
📆 September 21 - 8:00 am - 3:00 pm
📍 Downtown Los Altos
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MOUNTAIN VIEW ART & WINE FESTIVAL
📆 September 6-7, 2025 - 11:00 a.m. to 7:00 p.m
📍 Castro Street, Downtown Mountain View
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Silicon Valley Fall Fest 2025
📆 September 13, 2025 - 10:00 am - 7:00 pm
📍 Memorial Park, Cupertino
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Los Gatos Art & Wine, Fiesta de Artes

📆 September 20-21, 2025
📍 Civic Center Lawn
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Viva CalleSJ

📆 Sunday, September 7, 2025 - 10:00 am to 3:00 pm
📍 Streets of San Jose
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SF’s Chinatown “Autumn Moon Festival” 2025

📆 Saturday, September 27, and Sunday, September 28, 2025, from 11:00 am to 5:00 pm
📍 Grant Avenue, between California and Broadway
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HARAJUKU Foodie Fest!

📆 Saturday, September 20 · 10am - 5pm
📍 Plaza del Sol | 200 West Evelyn Avenue Sunnyvale, CA 94086
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LIMITLESS: Women in Tech Summit 2025

📆 Thursday, September 18 · 1 - 6pm
📍 Google Building MP6 | 1195 Borregas Avenue Sunnyvale, CA 94089
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Silicon Valley Living

Keller Williams Thrive

19900 Stevens Creek Blvd. Ste 100 Cupertino, CA 95014

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