Welcome to the September edition of Living Silicon Valley!
September in the South Bay is all about community, culture, and celebration, with art and wine festivals, live music, and vibrant street fairs filling the weekends. From strolling through local art in Mountain View and Santa Clara to enjoying food, cars, and music in Gilroy and Los Gatos, there’s something for everyone to savor as summer winds down. Whether you’re into food fests, outdoor fun, or just soaking up the lively atmosphere, it’s the perfect month to get out and explore.
Mortgage Rate Update
Santa Clara County Mortgage Rate Update – As of August 27, 2025
Mortgage rates have eased modestly, with the latest numbers showing:
These align closely with broader California trends: the state’s 30-year fixed average is 6.58 %, and 15-year sits near 5.91 %
Market context:
The 30-year fixed rate continues to hover near its lowest level of the year, offering consistency for buyers.
ARM rates have dipped modestly, suggesting slight relief for short-term rate products as market uncertainty persists.
Individual rates depend on factors like credit, loan size, and down payment. For tailor-made offers, consult a trusted Santa Clara lender or reputable online comparison platforms.
Santa Clara Art and Wine Festival 📆Saturday, Sept. 13 from 10 a.m. - 6 p.m.
📍 909 Kiely Blvd., Santa Clara CA 95051